[vc_row top=”20px” bottom=”20px”][vc_column][vc_single_image image=”6017″ img_size=”Full” alignment=”center”][vc_row_inner][vc_column_inner][vc_column_text]Financial planning is a key part of wealth management and one of the services offered to our investment clients as a benefit of doing business with us. For those who do not have investment accounts with us, our financial planning services are offered for an hourly rate. We have a list of 20 Financial Planning Modules that cover the most common issues one encounters, but we also handle unique situations.
We look at all areas of your finances to help you create a plan based on your personal circumstances and the dreams that you want to achieve. Next, we give you actionable steps to help make your dreams a reality. We are there along with you as your advisor, guide, and coach the throughout the entire process.
We also offer our Christian Financial Advisors® System as a hands on tool for your personal financial planning. Not only can you view your investment account balances with us, but you can also create a complete picture of your financial situation, quickly generate numerous financial reports, create and manage a budget, and store your most important documents in one secure, easily accessible location and more.
If you are not taking advantage of our financial planning services or our Christian Financial Advisors® system, contact us to set up a meeting to begin your plan![/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#163463″][vc_column][vc_column_text css=”.vc_custom_1472147374664{padding-top: 5px !important;padding-right: 10px !important;padding-bottom: 5px !important;padding-left: 10px !important;}”]
Check out other articles from our September 2016 Newsletter
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Personal Financial Planning
[/vc_column_text][vc_single_image image=”6017″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/personal-financial-planning/”][vc_column_text]Financial planning is a key part of wealth management and a service offered to our clients as a benefit of doing business with Christian Financial Advisors®.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fpersonal-financial-planning%2F|title:Personal%20Financial%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146248708{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147104787{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Planning For Retirement
[/vc_column_text][vc_single_image image=”6019″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/retirement-planning/”][vc_column_text]Did you know that Christian Financial Advisors® offers a variety of services when it comes to retirement planning? Learn more about these services![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fretirement-planning%2F|title:Retirement%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146369748{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146473497{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Investment Management
[/vc_column_text][vc_single_image image=”6018″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/investment-management/”][vc_column_text]We work hard to tailor the most appropriate portfolio strategies to our clients’ situations without using a “one size fits all” approach.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Finvestment-management%2F|title:Investment%20Management|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146586889{padding-top: 10px !important;}”][/vc_column][/vc_row][vc_row top=”20px” bottom=”10px”][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147169952{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
BRI – How It Is Just Like Voting
[/vc_column_text][vc_single_image image=”6016″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/biblically-responsible-investing-just-like-voting/”][vc_column_text]Learn more about Biblically responsible investing and how it is similar to the way that we choose to vote.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fbiblically-responsible-investing-just-like-voting%2F|title:Biblically%20Responsible%20Investing%20-%20Just%20Like%20Voting|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146712516{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146951796{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Tips & Tricks From Athena
[/vc_column_text][vc_single_image image=”6015″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/financial-tips-and-tricks-from-athena-savings-tips/”][vc_column_text]See what financial tips and tricks our favorite chocolate lab has to offer when it comes to advice on saving![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Ffinancial-tips-and-tricks-from-athena-savings-tips%2F|title:Financial%20tips%20and%20tricks%20from%20Athena|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146983766{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][/vc_column][/vc_row]
[vc_row top=”20px” bottom=”10px”][vc_column width=”1/2″][vc_column_text css=”.vc_custom_1469825616846{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
College Savings Plans
[/vc_column_text][vc_single_image image=”5732″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/07/29/qualified-expenses-for-college-savings-plan-withdrawals/”][vc_column_text]Rules for Withdrawals from 529 Higher Education Savings Plans and Coverdell Educational Savings Accounts (ESA).[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F07%2F29%2Fqualified-expenses-for-college-savings-plan-withdrawals%2F|title:College%20Savings%20Plans|” add_icon=”true” button_block=”true” css=”.vc_custom_1469827837147{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/2″][vc_column_text css=”.vc_custom_1469825696212{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Stock & Bond Market Strategies
[/vc_column_text][vc_single_image image=”5734″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/07/29/a-strategy-for-todays-stock-and-bond-market/”][vc_column_text]If you have been an investor for at least 10 years and you have a buy and hold investment portfolio, now may be the time to get tactical.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F07%2F29%2Fa-strategy-for-todays-stock-and-bond-market%2F|title:Stock%20%26%20Bond%20Market%20Strategies|” add_icon=”true” button_block=”true” css=”.vc_custom_1469827843578{padding-top: 10px !important;}”][/vc_column][/vc_row][vc_row top=”30px” bottom=”0px”][vc_column width=”1/2″][vc_column_text css=”.vc_custom_1469826175118{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Which Staff Do These Grad Photos Belong To?
[/vc_column_text][vc_single_image image=”5752″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/07/29/guess-which-cis-staff-these-grad-photos-belong-to/”][vc_column_text]Take a closer look at these highschool graduation photos to see if you can guess which Christian Financial Advisors® staff they belong to![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F07%2F29%2Fguess-which-cis-staff-these-grad-photos-belong-to%2F|title:Which%20Staff%20Do%20These%20Grad%20Photos%20Belong%20To%3F|” add_icon=”true” button_block=”true” css=”.vc_custom_1469827824058{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/2″][vc_column_text css=”.vc_custom_1469827307690{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Making Your Grad’s Dorm More Like Home
[/vc_column_text][vc_single_image image=”5733″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/07/29/making-a-college-dorm-a-home-away-from-home/”][vc_column_text]Advice for the recent grad in your life on making their dorm space a home away from home when they go off to college![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F07%2F29%2Fmaking-a-college-dorm-a-home-away-from-home%2F|title:Making%20A%20College%20Dorm%20A%20Home%20Away%20From%20Home!|” add_icon=”true” button_block=”true” css=”.vc_custom_1469827830644{padding-top: 10px !important;}”][/vc_column][/vc_row][vc_row top=”30px” bottom=”0px”][vc_column width=”1/2″][vc_column_text css=”.vc_custom_1469825762483{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Easy Financial Management
[/vc_column_text][vc_single_image image=”5767″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/07/29/easy-financial-management/”][vc_column_text]Are you using our Christian Financial Advisors® System? As a client, this is your personal Christian Financial Advisors® account consolidation system…and more![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F07%2F29%2Feasy-financial-management%2F|title:easy%20financial%20management|” add_icon=”true” button_block=”true” css=”.vc_custom_1469827851846{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/2″][/vc_column][/vc_row]
This year to date and especially over the last 4-6 weeks the markets have acted in a way that can definitely play with one’s emotions. This chart is one we have been using for years that shows how emotions can cause a person to buy at the top of the markets and sell at the bottom which is just the opposite of what they should be doing. You should never trust emotions or let them get in the way when making any financial decision, yet that is what many people do. Ask us how our tactical managers can help you avoid getting caught in the cycle of market emotions. (more…)
Several months ago we bought some baseball caps to give away with our company name and logo on them. On the weekends I usually wear mine on one of my weekly visits to Lowe’s, McCoy’s or Home Depot, or down in Rockport fishing. I’m constantly asked, and I quote, “What is Wealth Management?” CIS staff members are getting the same question when they wear their caps. It is not a simple answer. Wealth Management cannot easily be defined in just one sentence because it is so complex. (more…)
The last major downturn in the markets was in 2008. Before that it was 2001/2002. If we repeat the 6-7 year cycle once again, could we be possibly in for another major market correction soon based on recent history? I hope not.
This will be the last and final part on Heritage Planning. Last week we covered the first 6 of the 12 Elements of Preserving Family Wealth. I would invite you to go back and read the first 6 elements if you missed last week. Today I will cover elements 7-12.