[vc_row top=”20px” bottom=”20px”][vc_column][vc_single_image image=”12465″ img_size=”Full” alignment=”center”][vc_row_inner][vc_column_inner][vc_column_text]By Bob Barber, CWS^®, CKA^®

Initial Investment Year 1
($100,000 invested all in one objective for 20 years)

$100,000 grows at 5% to = $265,330

Initial investment Year 1
($100,000 diversified in 5 different objectives for 20 years)

Aggressive Growth: $20,000 grows at 11%: $161,246
Growth: $20,000 grows at 9%: $112,088
Moderate/Balanced: $20,000 grows at 5%: $53,066
Conservative: $20,000 grows at 3.5%: $39,796
Ultra Conservative: $20,000 grows at 2%: $29,719

* TOTAL: $395,915

* NEARLY 50% more in a diversified portfolio

“Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.” Ecclesiastes 11:2

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Almost weekly I speak with someone who believes diversification means using multiple financial advisory service firms to get a diversified portfolio. Upon further examination, I find that more often than not the exact opposite of this assumption is true. Let me explain. (more…)