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Shawn Peters is a Wealth Associate with Christian Financial Advisors®. Shawn has 5 years of experience in the financial industry, which includes portfolio and investment management, client and technology support, data reconciliation and analysis as well as acting as an Investment Advisor Representative and Financial Advisor. Shawn is currently studying to become a CERTIFIED FINANCIAL PLANNER™ to provide a holistic financial approach for our clients.
Shawn was a three year Summa Cum Laude graduate of Liberty University in 2008 with a degree in finance and is married to Bob and Rachael’s oldest daughter, Jenna (also a Liberty University graduate) who has been working with Christian Financial Advisors® for many years, produces our podcast, “Christian Financial Perpectives”, and is head of marketing and design. Shawn has a positive can-do attitude, loves people, and most of all, loves our Lord Jesus Christ as his personal Savior. Both Jenna and Shawn are very involved in the New Braunfels community in different aspects, as well as helping to start a new church a few years ago in New Braunfels that is thriving today with an average attendance already of over 200.
Favorite Movie: Avengers: Endgame
Favorite Book: Lord of the Rings Trilogy
Favorite Sports Team: Does CrossFit count?
Favorite Bible Verse: Psalm 139:23-24[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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By Bob Barber, CWS®
Counterproductive – something that has the opposite of the intended affect or that goes against what you are trying to achieve.
Polarization – division into two sharply contrasting groups or sets of opinions or beliefs at the same time.
Adding one and taking away one = nothing
Does being counterproductive, polarized, or going forward and backwards or right and left at the same time make sense? Of course it doesn’t. It’s expelling energy without a positive or negative affect. But, this very thing will happen in just a few months as millions of conservatives vote right while unknowingly investing left at the same time thereby polarizing or making their votes counterproductive.
Ask yourself, “Why do you vote?” Is it because of your beliefs? It is for me. I vote for candidates that hopefully align with my pro-family, pro-life, and pro-marriage values. I vote for candidates that believe in freedom and free enterprise, limited government and limited taxation and will abide by the United States Constitution.
A few weeks ago a headline appeared on the CNBC.com financial website about how the majority of employees that work at large tech firms, including the CEO’s and their leaders are for some reason financially supporting liberal candidates whose values align with socialism.
This is counterproductive when it’s free enterprise that allowed these companies to get to where they are today. Here is a link to the CNBC article if you would like to read it yourself:
https://ciswealth.link/CNBCTrump
In the next few months many of us will be voting for either conservative or liberal candidates that will take America down a path of freedom or socialism, free enterprise or more government control, less or more taxes.
Millions of conservatives will be voting one way while unknowingly supporting another way. How can this be? Conservatives unknowingly invest millions of dollars every day in major companies that support liberal candidates and agendas through their retirement plans, brokerage accounts, banks and financial advisors. For a conservative voter this IS totally counterproductive, polarizing and makes no sense at all.
Welcome to Values Based Investing where conservative voters can align how they invest with how they vote. Values based Investing is always looking to invest in companies that are making a positive impact in our society.
So how can your vote align with your investments? Values and Faith based Investing.
For over 25 years Christian Financial Advisors® has been committed to helping those who vote for pro life, pro family, candidates to invest the same way with these same values in their retirement and savings plans. There are more choices today than ever before as conservatives continue to find out they CAN ACTUALLY invest the same way they vote and believe. CIS continues to be committed solely to Valued Based Investing and as long as I’m the CEO you can rest assured it will stay this way because I hate being counterproductive.
Matthew 12:25 – Jesus knew their thoughts and said to them, “Every kingdom divided against itself will be ruined, and every city or household divided against itself will not stand.
Psalm 1:1 – Blessed is the one who does not walk in step with the wicked or stand in the way that sinners take or sit in the company of mockers.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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[vc_row top=”20px” bottom=”20px”][vc_column][vc_single_image image=”7109″ img_size=”Full” alignment=”center”][vc_row_inner][vc_column_inner][vc_column_text]We are pleased to announce Mary Jo Lyons, Certified Financial Planner (CFP®), has joined Christian Financial Advisors® as a Wealth Advisor to serve the Houston and Corpus Christi areas beginning June 1st.
With over 20 years of experience in the investment industry and as a Certified Financial Planner (CFP®) since 2004, Mary Jo brings extensive expertise in designing financial strategies for individuals, families and small business owners.
Prior to joining Christian Financial Advisors®, Mary Jo served clients in several corporate settings gaining expertise in complex financial planning scenarios, retirement planning processes, income strategies and wealth management issues.
Mary Jo is a Texas native and graduate of Texas A&M University, Corpus Christi. She and her husband Mike live in Missouri City, near Houston, TX. Together they love spending time on the water in and around Rockport, TX, their home away from home. They attend New Hope Church near Houston and First Presbyterian Church in Rockport.
If you are in the Houston or Corpus Christi area, call 830-609-6986 to speak with Mary Jo for your complimentary initial consultation.
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Check out other articles from our MAY/JUNE 2017 Newsletter
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Investment Advisor VS Wealth Advisor
People often view financial advice through a single lens, as investment advice. However, there’s a big difference between simply managing your investment portfolio (one aspect of your overall finances) and a holistic approach to coordinating your entire financial picture.
Only a full-service, independent financial advisor provides the critical planning services and advice you require across your financial life to eliminate any conflicts and create alignment between your various strategies. This can make the difference between remaining on track and falling short of your financial objectives or timeline.
Below are just 10 of the many ways a wealth advisor can help you move closer to your financial goals by:
1. Formalizing, prioritizing, and documenting your goals
2. Coordinating your investment, insurance, tax, retirement, and estate planning strategies
3. Reviewing and adjusting strategies to maintain alignment with your goals over time
4. Proactively managing risk across all aspects of your financial life
5. Measuring and reporting progress against your goals
6. Monitoring changes in your life and family situation and recommending adjustments to your strategies as needed
7. Remaining up-to-date on economic, tax, and financial market changes and legislation
8. Developing tax-advantaged wealth transition strategies for retirement and estate planning
9. Serving as a single point of contact to coordinate services and expertise across multiple disciplines, such as mortgage services, insurance, employee benefits, trust services, business succession planning, etc.
10. Working with your tax and legal advisors to coordinate and implement advice
Christian Financial Advisors® helps our clients in all these ways and more!
If you’d like to learn more about the advantages of working with an independent, full-service wealth advisor, give us a call at 830-609-6986.
* This communication is designed to provide accurate and authoritative information on the subjects covered. It is not, however, intended to provide specific legal, tax, or other professional advice. For specific professional assistance, the services of an appropriate professional should be sought.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#163463″][vc_column][vc_column_text css=”.vc_custom_1495646808960{padding-top: 5px !important;padding-right: 10px !important;padding-bottom: 5px !important;padding-left: 10px !important;}”]
Check out other articles from our MAY/JUNE 2017 Newsletter
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[vc_row top=”20px” bottom=”20px”][vc_column][vc_single_image image=”6017″ img_size=”Full” alignment=”center”][vc_row_inner][vc_column_inner][vc_column_text]Financial planning is a key part of wealth management and one of the services offered to our investment clients as a benefit of doing business with us. For those who do not have investment accounts with us, our financial planning services are offered for an hourly rate. We have a list of 20 Financial Planning Modules that cover the most common issues one encounters, but we also handle unique situations.
We look at all areas of your finances to help you create a plan based on your personal circumstances and the dreams that you want to achieve. Next, we give you actionable steps to help make your dreams a reality. We are there along with you as your advisor, guide, and coach the throughout the entire process.
We also offer our Christian Financial Advisors® System as a hands on tool for your personal financial planning. Not only can you view your investment account balances with us, but you can also create a complete picture of your financial situation, quickly generate numerous financial reports, create and manage a budget, and store your most important documents in one secure, easily accessible location and more.
If you are not taking advantage of our financial planning services or our Christian Financial Advisors® system, contact us to set up a meeting to begin your plan![/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#163463″][vc_column][vc_column_text css=”.vc_custom_1472147374664{padding-top: 5px !important;padding-right: 10px !important;padding-bottom: 5px !important;padding-left: 10px !important;}”]
Check out other articles from our September 2016 Newsletter
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Personal Financial Planning
[/vc_column_text][vc_single_image image=”6017″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/personal-financial-planning/”][vc_column_text]Financial planning is a key part of wealth management and a service offered to our clients as a benefit of doing business with Christian Financial Advisors®.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fpersonal-financial-planning%2F|title:Personal%20Financial%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146248708{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147104787{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Planning For Retirement
[/vc_column_text][vc_single_image image=”6019″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/retirement-planning/”][vc_column_text]Did you know that Christian Financial Advisors® offers a variety of services when it comes to retirement planning? Learn more about these services![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fretirement-planning%2F|title:Retirement%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146369748{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146473497{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Investment Management
[/vc_column_text][vc_single_image image=”6018″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/investment-management/”][vc_column_text]We work hard to tailor the most appropriate portfolio strategies to our clients’ situations without using a “one size fits all” approach.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Finvestment-management%2F|title:Investment%20Management|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146586889{padding-top: 10px !important;}”][/vc_column][/vc_row][vc_row top=”20px” bottom=”10px”][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147169952{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
BRI – How It Is Just Like Voting
[/vc_column_text][vc_single_image image=”6016″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/biblically-responsible-investing-just-like-voting/”][vc_column_text]Learn more about Biblically responsible investing and how it is similar to the way that we choose to vote.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fbiblically-responsible-investing-just-like-voting%2F|title:Biblically%20Responsible%20Investing%20-%20Just%20Like%20Voting|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146712516{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146951796{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Tips & Tricks From Athena
[/vc_column_text][vc_single_image image=”6015″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/financial-tips-and-tricks-from-athena-savings-tips/”][vc_column_text]See what financial tips and tricks our favorite chocolate lab has to offer when it comes to advice on saving![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Ffinancial-tips-and-tricks-from-athena-savings-tips%2F|title:Financial%20tips%20and%20tricks%20from%20Athena|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146983766{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][/vc_column][/vc_row]
We All Have Different Gifts
God gives all of us different gifts and strengths to help one another. Some of us are teachers, doctors, nurses, carpenters or mechanics. Others are architects, artists, entertainers, pastors, engineers or protectors (police, fire, military). While others are veterinarians, managers, leaders and everything in between. And let’s not forget about some of the unappreciated jobs that are not in the limelight like those who maintain our homes, offices, automobiles, etc., who do the jobs that make life so much easier for us all. (more…)
Almost weekly I speak with someone who believes diversification means using multiple financial advisory service firms to get a diversified portfolio. Upon further examination, I find that more often than not the exact opposite of this assumption is true. Let me explain. (more…)
Every day I meet with someone across from my desk who’s frustrated with the low interest rates C.D.’s are paying today on their savings. They remember the good old days not that long ago of when you were rewarded for having savings with interest rates of 5%-6% and you could live on the interest made from your C.D.’s. (more…)
Last week I covered the 12 different areas of financial planning I personally see on a daily basis that need addressing. This week I will finish up with Biblical financial planning by covering the 5 steps to set and achieve your financial goals.