[vc_row top=”20px” bottom=”20px”][vc_column][vc_single_image image=”11250″ img_size=”Full” alignment=”center”][vc_row_inner][vc_column_inner][vc_column_text]We’ve included a section from Bob’s Bible study, “Biblical Viewpoints of Money and Wealth”, on secular and biblical counsel. We encourage you to take a look, get out your Bible, and fill out the questions below!
Plans fail for lack of counsel, but with many advisers they succeed. PROVERBS 15:22
What does Proverbs 15:22 say about seeking the advice of others?
According to this scripture, is it wise to seek the advice of others?
By not seeking wise, experienced, Godly counsel what could happen?
What does Ecclesiastes 4:9-12 say about the person who has a helper?
Read 1 Timothy 3:1-12. List 16 characteristics of an overseer and deacon. These can be applied to anyone from whom you are seeking counsel and advice.
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These qualifying virtues for overseers and deacons are great examples for all of us to live by and to look for in others from whom we may seek counsel and advice. What has been your experience getting counsel and advice from someone who has the qualifying virtues of an overseer and deacon found in 1 Timothy 3:1-12?
What has been your experience getting advice from someone who does not have the qualifying virtues of an overseer and deacon?
Read Psalm 1:1-3. What is this passage telling us about where we should get counsel from?
Read 2 Timothy 3:16-17. What are the four things that scripture is good for?
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Read Hebrews 4:12-13. What should be our ultimate source for counsel and advice?
Read 2 Timothy 3:2-5 and 1 Corinthians 6:9-10. List the twenty types of people to avoid getting counsel and advice from.
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What could be possible outcomes of accepting advice from someone that exemplifies the ungodly characteristics found in 2 Timothy 3:2-5 and 1 Corinthians 6:9-10?
Read Matthew 7:15-20. How do we know if someone has Godly or ungodly characteristics?
CONCLUSION: What have you learned from this viewpoint that you can apply to how you handle money and wealth?[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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By Bob Barber, CWS®
Counterproductive – something that has the opposite of the intended affect or that goes against what you are trying to achieve.
Polarization – division into two sharply contrasting groups or sets of opinions or beliefs at the same time.
Adding one and taking away one = nothing
Does being counterproductive, polarized, or going forward and backwards or right and left at the same time make sense? Of course it doesn’t. It’s expelling energy without a positive or negative affect. But, this very thing will happen in just a few months as millions of conservatives vote right while unknowingly investing left at the same time thereby polarizing or making their votes counterproductive.
Ask yourself, “Why do you vote?” Is it because of your beliefs? It is for me. I vote for candidates that hopefully align with my pro-family, pro-life, and pro-marriage values. I vote for candidates that believe in freedom and free enterprise, limited government and limited taxation and will abide by the United States Constitution.
A few weeks ago a headline appeared on the CNBC.com financial website about how the majority of employees that work at large tech firms, including the CEO’s and their leaders are for some reason financially supporting liberal candidates whose values align with socialism.
This is counterproductive when it’s free enterprise that allowed these companies to get to where they are today. Here is a link to the CNBC article if you would like to read it yourself:
https://ciswealth.link/CNBCTrump
In the next few months many of us will be voting for either conservative or liberal candidates that will take America down a path of freedom or socialism, free enterprise or more government control, less or more taxes.
Millions of conservatives will be voting one way while unknowingly supporting another way. How can this be? Conservatives unknowingly invest millions of dollars every day in major companies that support liberal candidates and agendas through their retirement plans, brokerage accounts, banks and financial advisors. For a conservative voter this IS totally counterproductive, polarizing and makes no sense at all.
Welcome to Values Based Investing where conservative voters can align how they invest with how they vote. Values based Investing is always looking to invest in companies that are making a positive impact in our society.
So how can your vote align with your investments? Values and Faith based Investing.
For over 25 years Christian Financial Advisors® has been committed to helping those who vote for pro life, pro family, candidates to invest the same way with these same values in their retirement and savings plans. There are more choices today than ever before as conservatives continue to find out they CAN ACTUALLY invest the same way they vote and believe. CIS continues to be committed solely to Valued Based Investing and as long as I’m the CEO you can rest assured it will stay this way because I hate being counterproductive.
Matthew 12:25 – Jesus knew their thoughts and said to them, “Every kingdom divided against itself will be ruined, and every city or household divided against itself will not stand.
Psalm 1:1 – Blessed is the one who does not walk in step with the wicked or stand in the way that sinners take or sit in the company of mockers.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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By Mary Jo Lyons, CFP®
A friend recently asked me “exactly how does the Bible address financial planning and investment management principles?” I provided a short summary of the principles below but my response was not as polished as it should have been. I vowed to be able to answer this in a more thoughtful and concise way going forward. As both a Certified Kingdom Adviser® and a Certified Financial Planner™ Practitioner this message should be muscle memory. Off I went to do a little research. I know it’s in there!
Good financial advice has its roots in Biblical Wisdom. Money is one way we work out our belief system: values, goals and priorities, thus financial advice really is spiritual advice. The reason we stress financial stability is to encourage folks to become better stewards of their God given resources.
There are actually 2,350 passages in the Bible dealing with money and money management. Check out the Education Center on our website www.ciswealth.com for a list of Bible verses that provide scriptural guidelines for handling money. You will find passages on ownership, tithing, giving, debt, saving, investment, honesty and best of all, seeking wise counsel. Two of my favorites:
Psalm 24:1
The earth is the LORD’s, and everything in it, the world and all who live in it…
Proverbs 15:22
Plans fail for lack of counsel, but with many advisors they succeed.
The Bible provides many answers but also poses many questions including this one: Do you believe God owns it all? See the answer above from Psalm 24:1. In the Bible God has provided us with 6 transcendent planning principles and 5 observable Symptoms of Stewardship:
Transcendent Planning Principles
- Spend less than you earn | Proverbs 13:11
- Avoid the use of debt | Proverbs 22:7
- Build Reserves or Margin | Proverbs 6:6-8
- Set Long-Term Goals | Philippians 3:14
- Develop & maintain an eternal perspective | Psalm 24
- Rejoice in generosity | II Corinthians 8:9-11
Observable Symptoms Of Stewardship
- Giving in proportion to income
- Living a controlled debt free lifestyle
- Taxes are paid with integrity and thanksgiving
- Husbands and wives set financial goals together
- Accountability
To help you look at your own financial situation check out “The Four Hs of Financial Wisdom”. Give us a call at (830) 609-6986 to request your free copy. Rooted in Scripture and focused on helping you live as a steward of God’s resources, this tool will help you assess where you are today and encourage you to live out biblical principles in your finances tomorrow. The four H’s include Heart, Health, Habits and Hope.
This one page document is a great tool available to us in our work as Kingdom Advisors and made available from our partners at the Ron Blue Institute. Take a few minutes to complete this exercise. Consider doing it together with your significant other, if married or in a committed relationship. We encourage you to spend time in prayer as you think about the changes that you may need to make. If you are already doing these things then be grateful that you are on the right track and pray for continued discipline and focus.
Dr. David Jeremiah was quoted for saying “Contentment is looking back without regret, looking at the present without envy and looking at the future without fear.”
Financial contentment can only come when couples work together in spousal unity. They share a “theirs” rather than a “his and hers” mentality and agree it’s better to have more cash flow than more stuff. Working with a trusted financial advisor can help you be accountable to a long term plan.
God wants us to be content. His word tells us so:
Satisfied to the point of where I am not disturbed or disquieted. – Philippians 4:11
Let your character or moral disposition be free from love of money. – Hebrews 13:5
A sense of inward sufficiency. – 1 Timothy 6:6
If you are looking for wise counsel to help organize your financial life in a way that is consistent with your faith, we are here to help.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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What Is Values Based Investing?
Values based investing integrates Biblical guidelines with an investment portfolio. This method looks for companies to invest in that are making a positive impact on our society, as well as applying screening processes to avoid those that do not.
Helping Clients Make Informed Decisions
Christian Financial Advisors® provides potential and current clients with the information that they need in order to make an informed decision when it comes to Values Based Investing and their current investments. It is important to know the status, views, and beliefs of various public companies. In essence, when you invest in a company, you are also supporting what that company invests in as well. This is where Christian financial advisors like Christian Financial Advisors® come into play. We sit down with each and every client to educate them on Biblically Responsible Investing and to determine where their convictions lie. If you are new to investing, we can help you set up a complete investment profile that lines up with your values.
Supporting Responsible Companies
When you invest in a values based portfolio, you are avoiding supporting companies that are intentionally involved in immoral agendas that violate Biblical principles.
Investing With Values In Mind
If a company traded on an exchange is publicly known to violate Biblical principles, Biblically Responsible Investing strives to stay clear from buying those companies directly or indirectly through a separate managed account or mutual fund.
Not all investments and investment platforms can be screened, but we strive to do the best we can given the available investment options and platform limitations. Christian Financial Advisors® uses third party sources to screen investments.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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BRI Lab Report
I know most of you may think BRI stands for “Barking Really Impressively” (I sure did before the humans sat me down and trained me on Biblically Responsible Investing, also known as BRI). In a tailwag, it allows Christians to invest their money according to their beliefs. This means that Christian financial advisors like Christian Financial Advisors® use filters to determine companies to invest in and not to invest in based on what that company supports. BRI can also find pawsome companies that support Biblical and Christian values in which to invest your assets.
As BRI As Paw-sible!
We strive to be as BRI as paw-sible with our investments. If you are a Christian that does not want their investments be involved in companies that support anti-Biblical principles, Christian Financial Advisors® strives to filter out these companies from your investments. It can be ruff screening these areas, so the humans use a special program called eVALUEator® that shows these dif-fur-ent areas that a business supports. The pet-tential is endless!
The Christian Financial Advisors® financial advisors (including my fur-less Grandpa Bob) will sit down with you to better explain how Biblically Responsible Investing works and how to make your investments more BRI. When you invest in a way that lines up with your Biblical principles, you can avoid supporting companies that are involved in objectionable ventures while fur-tunately supporting those companies that are Biblically responsible!
It’s Paws-itively Exciting!
BRI is paws-itively exciting, so spread the word about investing with your values and become a part of this pawsome Christian investment movement today!
You can learn more about Biblical Responsible Investing by calling our office at 830-609-6986 or emailing info@ciswealth.com.
* Please consider the investment objectives, risks, charges and expenses carefully before investing. Investing in Biblical Responsible funds are subject to the risk that because social criteria excludes securities of certain issuers for non-financial reasons, investors may forgo some market opportunities available to those that don’t use these criteria. No strategy assures success or protects against loss in periods of declining values.[/vc_column_text][/vc_column][/vc_row][vc_row top=”30px” bottom=”0px”][vc_column][ess_grid alias=”winter-2017″][/vc_column][/vc_row]
[vc_row top=”20px” bottom=”20px”][vc_column][vc_single_image image=”6018″ img_size=”Full” alignment=”center”][vc_row_inner][vc_column_inner][vc_column_text]We offer many different investment options to choose from for all our clients and work hard to tailor the most appropriate portfolio strategies for each individual situation. Unlike other firms, we don’t use the “one size fits all” approach with just a few choices.
From setting up a savings account to planning for a child or grandchild’s college education and from establishing an IRA to creating retirement income distribution strategies for a six or seven figure 401k, we do it all and customize portfolio strategies for every stage of your life.
We also specialize in commission free, fee based investment management and partner with many institutional managers that an individual alone would have to meet a portfolio minimum of $5-15 million dollars in order to access. Our twelve investment strategies offer three different approaches. We have a tactical approach for those wanting downside risk protection in major market declines which responds by moving to cash. There is also our buy and hold traditional approach, and a hybrid version of the two. This creates twelve different portfolio options to fit virtually any need.
With the U.S. markets at an all time high, we believe that those who are interested in our tactical strategy (downside protection) of management for their investments will find that now is a great time to make the switch to this strategy of management to help protect their gains. Call our office at 830-609-6986 if you do not have tactical management for your accounts to find out how to get started!
What is commission free, fee based advice and how does it benefit you?
Fee-only financial advisors are registered investment advisors with a fiduciary responsibility to act on behalf of their clients’ best interest.
With this type of arrangement you are personally paying the advisor, not a brokerage firm, mutual fund, or annuity company. Therefore, fee based advice has a tendency to take away any potential conflict of interest that could occur. All fees are transparent and are either hourly, flat, or based upon a percentage of assets under management.
Many Registered Investment Advisors like Christian Financial Advisors® are dually licensed, meaning that they can offer commission based or fee based services. Sometimes, a commission based product may be the best choice as long as the client understands all of the cost involved.
* Investing involves risks including loss of principal. No strategy assures success or protects against loss in periods of declining values.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#163463″][vc_column][vc_column_text css=”.vc_custom_1472147374664{padding-top: 5px !important;padding-right: 10px !important;padding-bottom: 5px !important;padding-left: 10px !important;}”]
Check out other articles from our September 2016 Newsletter
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Personal Financial Planning
[/vc_column_text][vc_single_image image=”6017″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/personal-financial-planning/”][vc_column_text]Financial planning is a key part of wealth management and a service offered to our clients as a benefit of doing business with Christian Financial Advisors®.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fpersonal-financial-planning%2F|title:Personal%20Financial%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146248708{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147104787{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Planning For Retirement
[/vc_column_text][vc_single_image image=”6019″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/retirement-planning/”][vc_column_text]Did you know that Christian Financial Advisors® offers a variety of services when it comes to retirement planning? Learn more about these services![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fretirement-planning%2F|title:Retirement%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146369748{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146473497{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Investment Management
[/vc_column_text][vc_single_image image=”6018″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/investment-management/”][vc_column_text]We work hard to tailor the most appropriate portfolio strategies to our clients’ situations without using a “one size fits all” approach.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Finvestment-management%2F|title:Investment%20Management|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146586889{padding-top: 10px !important;}”][/vc_column][/vc_row][vc_row top=”20px” bottom=”10px”][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147169952{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
BRI – How It Is Just Like Voting
[/vc_column_text][vc_single_image image=”6016″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/biblically-responsible-investing-just-like-voting/”][vc_column_text]Learn more about Biblically responsible investing and how it is similar to the way that we choose to vote.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fbiblically-responsible-investing-just-like-voting%2F|title:Biblically%20Responsible%20Investing%20-%20Just%20Like%20Voting|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146712516{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146951796{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Tips & Tricks From Athena
[/vc_column_text][vc_single_image image=”6015″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/financial-tips-and-tricks-from-athena-savings-tips/”][vc_column_text]See what financial tips and tricks our favorite chocolate lab has to offer when it comes to advice on saving![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Ffinancial-tips-and-tricks-from-athena-savings-tips%2F|title:Financial%20tips%20and%20tricks%20from%20Athena|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146983766{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][/vc_column][/vc_row]
[vc_row top=”20px” bottom=”20px”][vc_column][vc_single_image image=”6016″ img_size=”Full” alignment=”center”][vc_row_inner][vc_column_inner][vc_column_text]The elections are upon us. It’s hard to turn on a t.v., radio or look at anything on the internet without hearing opinions of which party, the democrats or republicans, are going to do a better job of running the country. One side is about the government knowing what is best for all of us, while the other side is about individual freedoms. The parties seem to be spreading wider and wider apart. The democratic party is now based totally on liberal agendas while the republican party is trying to become based totally on conservative agendas. What does this have to do with BRI- Biblically Responsible Investing? Everything.
Choosing to be BRI is much like voting for the conservative agenda because BRI seeks to align itself with companies that have demonstrated they are conservative. If a company traded on an exchange is publicly known to violate Biblical principles, Biblically Responsible Investing strives to stay clear from buying those companies directly, or indirectly through a separate managed account or mutual fund. Not all investments and investment platforms can be screened, but we strive to do the best we can given the available investment options and platform limitations. Christian Financial Advisors® uses third party sources to screen investments.
If you have an account with a company other than Christian Financial Advisors® and are interested in knowing if it is Biblically Responsible, contact us for an evaluation to find out!
* Please consider the investment objectives, risks, charges and expenses carefully before investing. Investing in biblically responsible funds are subject to the risk that because social criteria excludes securities of certain issuers for non financial reasons, investors may forgo some market opportunities available to those that don’t use these criteria.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#163463″][vc_column][vc_column_text css=”.vc_custom_1472147374664{padding-top: 5px !important;padding-right: 10px !important;padding-bottom: 5px !important;padding-left: 10px !important;}”]
Check out other articles from our September 2016 Newsletter
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Personal Financial Planning
[/vc_column_text][vc_single_image image=”6017″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/personal-financial-planning/”][vc_column_text]Financial planning is a key part of wealth management and a service offered to our clients as a benefit of doing business with Christian Financial Advisors®.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fpersonal-financial-planning%2F|title:Personal%20Financial%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146248708{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147104787{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Planning For Retirement
[/vc_column_text][vc_single_image image=”6019″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/retirement-planning/”][vc_column_text]Did you know that Christian Financial Advisors® offers a variety of services when it comes to retirement planning? Learn more about these services![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fretirement-planning%2F|title:Retirement%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146369748{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146473497{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Investment Management
[/vc_column_text][vc_single_image image=”6018″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/investment-management/”][vc_column_text]We work hard to tailor the most appropriate portfolio strategies to our clients’ situations without using a “one size fits all” approach.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Finvestment-management%2F|title:Investment%20Management|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146586889{padding-top: 10px !important;}”][/vc_column][/vc_row][vc_row top=”20px” bottom=”10px”][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147169952{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
BRI – How It Is Just Like Voting
[/vc_column_text][vc_single_image image=”6016″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/biblically-responsible-investing-just-like-voting/”][vc_column_text]Learn more about Biblically responsible investing and how it is similar to the way that we choose to vote.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fbiblically-responsible-investing-just-like-voting%2F|title:Biblically%20Responsible%20Investing%20-%20Just%20Like%20Voting|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146712516{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146951796{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Tips & Tricks From Athena
[/vc_column_text][vc_single_image image=”6015″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/financial-tips-and-tricks-from-athena-savings-tips/”][vc_column_text]See what financial tips and tricks our favorite chocolate lab has to offer when it comes to advice on saving![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Ffinancial-tips-and-tricks-from-athena-savings-tips%2F|title:Financial%20tips%20and%20tricks%20from%20Athena|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146983766{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][/vc_column][/vc_row]
Every day I meet with someone across from my desk who’s frustrated with the low interest rates C.D.’s are paying today on their savings. They remember the good old days not that long ago of when you were rewarded for having savings with interest rates of 5%-6% and you could live on the interest made from your C.D.’s. (more…)
It is estimated by many sources, that for the last few years approximately 10,000 Baby Boomers are retiring daily in our country. This is expected to continue for at least the next ten years. (more…)
The last few weeks we have discussed “why” we give, which I hope has challenged you both spiritually and emotionally. In Acts 20:35 Jesus is quoted as saying “it is more blessed to give than to receive”. God did not put us here just to take and consume. Giving leads to a victorious, abundant life of joy and peace because it is hard to be selfish when you’re giving.