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By Bob Barber, CWS®, CKA®
According to many biblical scholars, there are over 1500 scriptures in God’s Word that have to do with money, possessions, and stewardship. Did you know that according to many scholars, Jesus spoke on stewardship more than heaven and hell combined? It’s hard to go to any book in the New Testament without seeing it. So, for 2021 here are 21 stewardship scriptures you can focus and meditate on starting with my favorite scripture when it comes to stewardship.
1) PSALM 24:1 “The earth is the LORD’S, and everything in it, the world and all who live in it.”
2) HAGGAI 2:8 “‘The silver is mine and the gold is mine,’ declares the LORD Almighty.”
These 2 scriptures are the foundation for stewardship, and they help us understand and acknowledge that God owns everything. This includes all of our bank and investment accounts, all of our real estate, all our retirement accounts, all our personal possessions, everything! As a steward, we are called to take care of God’s resources He has enabled us to manage.
3) Proverbs 22:26-27 “Do not be a man who strikes hands in pledge or puts up security for debts; if you lack the means to pay, your very bed will be snatched from under you.”
This scripture is giving all of us a warning about getting into too much debt when we may not be able to pay it back. When we borrow money, we are totally presuming upon a future that we really have no idea will happen. None of us can say with 100% certainty that we will even be alive tomorrow. This is why it’s always important to plan for the unexpected and have emergency reserves.
4) Exodus 20:3 “You shall have no other gods before me.”
This is the first scripture of the Ten Commandments. It reminds us to never put the worship of money before God, but it can sure easily happen with all the materialism we are bombarded with on a daily basis if we are not careful.
5) Exodus 20:15 “You shall not steal.”
This is the 8th of the 10 commandments and is a reminder to be forthright in all our dealings with others and the governing authorities. When you follow this commandment, you never have to worry about what you said or did.
6) Exodus 20:17 “You shall not covet your neighbor’s house. You shall not covet your neighbor’s wife, or his male or female servant, his ox or donkey, or anything that belongs to your neighbor.”
This scripture is the last of the Ten Commandments and reminds us to not envy what others have or support the redistribution of wealth that we have not earned ourselves. Envy is one of the biggest problems people have, and many politicians use their platform for redistribution of wealth to get elected to satisfy this desire of coveting.
7) Matthew 6:25-34 “Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more than food, and the body more than clothes? Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? Can any one of you by worrying add a single hour to your life?”
Worrying about things we cannot control is totally unproductive. We need to trust that God has the world in the palm of His hand. It comes down to believing that what we believe is actually real, and trust that God is in control.
8) Luke 16:10 “Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.”
This scripture speaks into being trustworthy with the little things. When we are, God allows us to manage more of the big things.
9) Proverbs 15:22 “Plans fail for lack of counsel, but with many advisers they succeed.”
10) Ecclesiastes 4:9-12 “Two are better than one, because they have a good return for their work: If one falls down, his friend can help him up. But pity the man who falls and has no one to help him up! Also, if two lie down together, they will keep warm. But how can one keep warm alone? Though one may be overpowered, two can defend themselves. A cord of three strands is not quickly broken.”
11) Psalm 1:1 “Blessed is the man who does not walk in the counsel of the wicked or stand in the way of sinners or sit in the seat of mockers.”
As Christians, we should seek Biblical guidance and Godly counsel for wisely handling all the financial resources God has enabled us to manage and not seek advice from the ungodly.
12) Matthew 22:15-21 “Then the Pharisees went out and laid plans to trap him in his words. They sent their disciples to him along with the Herodians. ‘Teacher,’ they said, ‘We know that you are a man of integrity and that you teach the way of God in accordance with the truth. You aren’t swayed by others, because you pay no attention to who they are. Tell us then, what is your opinion? Is it right to pay the imperial tax to Caesar or not?’ But Jesus, knowing their evil intent, said, ‘You hypocrites, why are you trying to trap me? Show me the coin used for paying the tax.’ They brought him a denarius, and he asked them, ‘Whose image is this? And whose inscription?’ ‘Caesar’s,’ they replied. Then he said to them, ‘So give back to Caesar what is Caesar’s, and to God what is God’s.’”
13) Romans 13:1-2 “Everyone must submit himself to the governing authorities, for there is no authority except that which God has established. The authorities that exist have been established by God. Consequently, he who rebels against the authority is rebelling against what God has instituted, and those who do so will bring judgment on themselves.”
We should pay taxes without complaining, realizing it is God’s provision. We can always pay less taxes by making less income or giving more away. We are commanded to submit to the governing authorities whether we like it or not as long as they are not violating Biblical principles.
14) Matthew 25:35-40 “‘For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you invited me in, I needed clothes and you clothed me, I was sick and you looked after me, I was in prison and you came to visit me.’ Then the righteous will answer him, ‘Lord, when did we see you hungry and feed you, or thirsty and give you something to drink? When did we see you a stranger and invite you in, or needing clothes and clothe you? When did we see you sick or in prison and go to visit you?’ The King will reply, ‘I tell you the truth, whatever you did for one of the least of these brothers of mine, you did for me.’”
15) Philippians 2:3-4 “Do nothing out of selfish ambition or vain conceit. Rather, in humility value others above yourselves, not looking to your own interests but each of you to the interests of the others.”
16) 2 Corinthians 9:6-7 “Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each man should give what he has decided in his heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”
We are to help others in need when we have the ability to do so with the resources God has allowed us to have.
17) Malachi 3:10-11 “‘Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,’ says the LORD Almighty, ‘and see if I will not throw open the floodgates of heaven and pour out so much blessing that you will not have room enough for it. I will prevent pests from devouring your crops, and the vines in your fields will not cast their fruit,’ says the LORD Almighty.”
This scripture speaks into giving a tithe or a tenth or more of our income to the church and ministries that honor God and the benefits that follow like blessings and protection. It is the only place in the entire Bible that says we can actually “test God”.
18) Genesis 41:31-36 “The abundance in the land will not be remembered, because the famine that follows it will be so severe.” (The reason the dream was given to Pharaoh in two forms is that the matter has been firmly decided by God, and God will do it soon.) “And now let Pharaoh look for a discerning and wise man and put him in charge of the land of Egypt. Let Pharaoh appoint commissioners over the land to take a fifth of the harvest of Egypt during the seven years of abundance. They should collect all the food of these good years that are coming and store up the grain under the authority of Pharaoh, to be kept in the cities for food. This food should be held in reserve for the country, to be used during the seven years of famine that will come upon Egypt, so that the country may not be ruined by the famine.”
19) Proverbs 6:6-11 “Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest. How long will you lie there, you sluggard? When will you get up from your sleep? A little sleep, a little slumber, a little folding of the hands to rest– and poverty will come on you like a bandit and scarcity like an armed man.”
This scripture speaks into being wise and saving during the good times so we are ready when the financial storms of life that are inevitable in life hit us. COVID19 and the shutting down of the economy is a great example of this and how many millions of people in America and around the world were not prepared.
20) 1 Timothy 6:10 “For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.”
21) Ephesians 5:11 “Have nothing to do with the fruitless deeds of darkness, but rather expose them.”
These are several of many scriptures that speak into the awareness of greed and how it can destroy our faith in God.
We apply these scriptures to real life here at Christian Financial Advisors® by having nothing to do with companies or banking institutions that support fruitless deeds of darkness. This is called “Biblically Responsible, Values Based Investing”. Being a firm that stands by biblical principles, we do face some challenges because it can limit us in some ways by being Biblically Responsible since we cannot buy many of the well known, large tech companies that support darkness and anti Christian agendas, but I wouldn’t have it any other way.
So there you have it, 21 Stewardship Scriptures for 2021.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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[vc_row top=”20px” bottom=”20px”][vc_column][vc_single_image image=”11250″ img_size=”Full” alignment=”center”][vc_row_inner][vc_column_inner][vc_column_text]We’ve included a section from Bob’s Bible study, “Biblical Viewpoints of Money and Wealth”, on secular and biblical counsel. We encourage you to take a look, get out your Bible, and fill out the questions below!
Plans fail for lack of counsel, but with many advisers they succeed. PROVERBS 15:22
What does Proverbs 15:22 say about seeking the advice of others?
According to this scripture, is it wise to seek the advice of others?
By not seeking wise, experienced, Godly counsel what could happen?
What does Ecclesiastes 4:9-12 say about the person who has a helper?
Read 1 Timothy 3:1-12. List 16 characteristics of an overseer and deacon. These can be applied to anyone from whom you are seeking counsel and advice.
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These qualifying virtues for overseers and deacons are great examples for all of us to live by and to look for in others from whom we may seek counsel and advice. What has been your experience getting counsel and advice from someone who has the qualifying virtues of an overseer and deacon found in 1 Timothy 3:1-12?
What has been your experience getting advice from someone who does not have the qualifying virtues of an overseer and deacon?
Read Psalm 1:1-3. What is this passage telling us about where we should get counsel from?
Read 2 Timothy 3:16-17. What are the four things that scripture is good for?
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Read Hebrews 4:12-13. What should be our ultimate source for counsel and advice?
Read 2 Timothy 3:2-5 and 1 Corinthians 6:9-10. List the twenty types of people to avoid getting counsel and advice from.
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What could be possible outcomes of accepting advice from someone that exemplifies the ungodly characteristics found in 2 Timothy 3:2-5 and 1 Corinthians 6:9-10?
Read Matthew 7:15-20. How do we know if someone has Godly or ungodly characteristics?
CONCLUSION: What have you learned from this viewpoint that you can apply to how you handle money and wealth?[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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By Bob Barber, CWS®
Counterproductive – something that has the opposite of the intended affect or that goes against what you are trying to achieve.
Polarization – division into two sharply contrasting groups or sets of opinions or beliefs at the same time.
Adding one and taking away one = nothing
Does being counterproductive, polarized, or going forward and backwards or right and left at the same time make sense? Of course it doesn’t. It’s expelling energy without a positive or negative affect. But, this very thing will happen in just a few months as millions of conservatives vote right while unknowingly investing left at the same time thereby polarizing or making their votes counterproductive.
Ask yourself, “Why do you vote?” Is it because of your beliefs? It is for me. I vote for candidates that hopefully align with my pro-family, pro-life, and pro-marriage values. I vote for candidates that believe in freedom and free enterprise, limited government and limited taxation and will abide by the United States Constitution.
A few weeks ago a headline appeared on the CNBC.com financial website about how the majority of employees that work at large tech firms, including the CEO’s and their leaders are for some reason financially supporting liberal candidates whose values align with socialism.
This is counterproductive when it’s free enterprise that allowed these companies to get to where they are today. Here is a link to the CNBC article if you would like to read it yourself:
https://ciswealth.link/CNBCTrump
In the next few months many of us will be voting for either conservative or liberal candidates that will take America down a path of freedom or socialism, free enterprise or more government control, less or more taxes.
Millions of conservatives will be voting one way while unknowingly supporting another way. How can this be? Conservatives unknowingly invest millions of dollars every day in major companies that support liberal candidates and agendas through their retirement plans, brokerage accounts, banks and financial advisors. For a conservative voter this IS totally counterproductive, polarizing and makes no sense at all.
Welcome to Values Based Investing where conservative voters can align how they invest with how they vote. Values based Investing is always looking to invest in companies that are making a positive impact in our society.
So how can your vote align with your investments? Values and Faith based Investing.
For over 25 years Christian Financial Advisors® has been committed to helping those who vote for pro life, pro family, candidates to invest the same way with these same values in their retirement and savings plans. There are more choices today than ever before as conservatives continue to find out they CAN ACTUALLY invest the same way they vote and believe. CIS continues to be committed solely to Valued Based Investing and as long as I’m the CEO you can rest assured it will stay this way because I hate being counterproductive.
Matthew 12:25 – Jesus knew their thoughts and said to them, “Every kingdom divided against itself will be ruined, and every city or household divided against itself will not stand.
Psalm 1:1 – Blessed is the one who does not walk in step with the wicked or stand in the way that sinners take or sit in the company of mockers.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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By Mary Jo Lyons, CFP®
A friend recently asked me “exactly how does the Bible address financial planning and investment management principles?” I provided a short summary of the principles below but my response was not as polished as it should have been. I vowed to be able to answer this in a more thoughtful and concise way going forward. As both a Certified Kingdom Adviser® and a Certified Financial Planner™ Practitioner this message should be muscle memory. Off I went to do a little research. I know it’s in there!
Good financial advice has its roots in Biblical Wisdom. Money is one way we work out our belief system: values, goals and priorities, thus financial advice really is spiritual advice. The reason we stress financial stability is to encourage folks to become better stewards of their God given resources.
There are actually 2,350 passages in the Bible dealing with money and money management. Check out the Education Center on our website www.ciswealth.com for a list of Bible verses that provide scriptural guidelines for handling money. You will find passages on ownership, tithing, giving, debt, saving, investment, honesty and best of all, seeking wise counsel. Two of my favorites:
Psalm 24:1
The earth is the LORD’s, and everything in it, the world and all who live in it…
Proverbs 15:22
Plans fail for lack of counsel, but with many advisors they succeed.
The Bible provides many answers but also poses many questions including this one: Do you believe God owns it all? See the answer above from Psalm 24:1. In the Bible God has provided us with 6 transcendent planning principles and 5 observable Symptoms of Stewardship:
Transcendent Planning Principles
- Spend less than you earn | Proverbs 13:11
- Avoid the use of debt | Proverbs 22:7
- Build Reserves or Margin | Proverbs 6:6-8
- Set Long-Term Goals | Philippians 3:14
- Develop & maintain an eternal perspective | Psalm 24
- Rejoice in generosity | II Corinthians 8:9-11
Observable Symptoms Of Stewardship
- Giving in proportion to income
- Living a controlled debt free lifestyle
- Taxes are paid with integrity and thanksgiving
- Husbands and wives set financial goals together
- Accountability
To help you look at your own financial situation check out “The Four Hs of Financial Wisdom”. Give us a call at (830) 609-6986 to request your free copy. Rooted in Scripture and focused on helping you live as a steward of God’s resources, this tool will help you assess where you are today and encourage you to live out biblical principles in your finances tomorrow. The four H’s include Heart, Health, Habits and Hope.
This one page document is a great tool available to us in our work as Kingdom Advisors and made available from our partners at the Ron Blue Institute. Take a few minutes to complete this exercise. Consider doing it together with your significant other, if married or in a committed relationship. We encourage you to spend time in prayer as you think about the changes that you may need to make. If you are already doing these things then be grateful that you are on the right track and pray for continued discipline and focus.
Dr. David Jeremiah was quoted for saying “Contentment is looking back without regret, looking at the present without envy and looking at the future without fear.”
Financial contentment can only come when couples work together in spousal unity. They share a “theirs” rather than a “his and hers” mentality and agree it’s better to have more cash flow than more stuff. Working with a trusted financial advisor can help you be accountable to a long term plan.
God wants us to be content. His word tells us so:
Satisfied to the point of where I am not disturbed or disquieted. – Philippians 4:11
Let your character or moral disposition be free from love of money. – Hebrews 13:5
A sense of inward sufficiency. – 1 Timothy 6:6
If you are looking for wise counsel to help organize your financial life in a way that is consistent with your faith, we are here to help.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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My good friend Steve Ally, who was integral in the formation of America’s first Biblically based mutual fund, The Timothy Plan, died on September 26, 2019 at the age of 55 after a long battle with cancer. Many of you met Steve over the past 25 years when he came multiple times to our area to speak about Biblically Responsible Investing. He played an important part in shaping how I view stewardship. We frequently spoke on the phone and chatted about the industry and about life. Rachael and I are attending his funeral in Maitland, Florida.
Steve was also instrumental in founding the National Association of Christian Financial Consultants (NACFC) of which I was president for several years. In addition to his commitment and passion for his work and faith mission, he enjoyed cooking, golfing, gardening, the beach and watching his favorite sports teams play. He was a fanatic about the University of Kentucky Wildcats and his favorite NFL team since age 9, the Dallas Cowboys.
Throughout his trials of battling cancer, Stephen never faltered in his faith in the Lord. His strong witness was evident and encouraging to his family, co-workers, friends and even strangers. Stephen communicated to all “without faith it is impossible to please God”. (Hebrews 11:6) His strength and courage was an inspiration to all who knew him.
Bob Barber[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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What Is Values Based Investing?
Values based investing integrates Biblical guidelines with an investment portfolio. This method looks for companies to invest in that are making a positive impact on our society, as well as applying screening processes to avoid those that do not.
Helping Clients Make Informed Decisions
Christian Financial Advisors® provides potential and current clients with the information that they need in order to make an informed decision when it comes to Values Based Investing and their current investments. It is important to know the status, views, and beliefs of various public companies. In essence, when you invest in a company, you are also supporting what that company invests in as well. This is where Christian financial advisors like Christian Financial Advisors® come into play. We sit down with each and every client to educate them on Biblically Responsible Investing and to determine where their convictions lie. If you are new to investing, we can help you set up a complete investment profile that lines up with your values.
Supporting Responsible Companies
When you invest in a values based portfolio, you are avoiding supporting companies that are intentionally involved in immoral agendas that violate Biblical principles.
Investing With Values In Mind
If a company traded on an exchange is publicly known to violate Biblical principles, Biblically Responsible Investing strives to stay clear from buying those companies directly or indirectly through a separate managed account or mutual fund.
Not all investments and investment platforms can be screened, but we strive to do the best we can given the available investment options and platform limitations. Christian Financial Advisors® uses third party sources to screen investments.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”20px” bottom=”20px”][vc_column][vc_column_text]
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BRI Lab Report
I know most of you may think BRI stands for “Barking Really Impressively” (I sure did before the humans sat me down and trained me on Biblically Responsible Investing, also known as BRI). In a tailwag, it allows Christians to invest their money according to their beliefs. This means that Christian financial advisors like Christian Financial Advisors® use filters to determine companies to invest in and not to invest in based on what that company supports. BRI can also find pawsome companies that support Biblical and Christian values in which to invest your assets.
As BRI As Paw-sible!
We strive to be as BRI as paw-sible with our investments. If you are a Christian that does not want their investments be involved in companies that support anti-Biblical principles, Christian Financial Advisors® strives to filter out these companies from your investments. It can be ruff screening these areas, so the humans use a special program called eVALUEator® that shows these dif-fur-ent areas that a business supports. The pet-tential is endless!
The Christian Financial Advisors® financial advisors (including my fur-less Grandpa Bob) will sit down with you to better explain how Biblically Responsible Investing works and how to make your investments more BRI. When you invest in a way that lines up with your Biblical principles, you can avoid supporting companies that are involved in objectionable ventures while fur-tunately supporting those companies that are Biblically responsible!
It’s Paws-itively Exciting!
BRI is paws-itively exciting, so spread the word about investing with your values and become a part of this pawsome Christian investment movement today!
You can learn more about Biblical Responsible Investing by calling our office at 830-609-6986 or emailing info@ciswealth.com.
* Please consider the investment objectives, risks, charges and expenses carefully before investing. Investing in Biblical Responsible funds are subject to the risk that because social criteria excludes securities of certain issuers for non-financial reasons, investors may forgo some market opportunities available to those that don’t use these criteria. No strategy assures success or protects against loss in periods of declining values.[/vc_column_text][/vc_column][/vc_row][vc_row top=”30px” bottom=”0px”][vc_column][ess_grid alias=”winter-2017″][/vc_column][/vc_row]
[vc_row top=”20px” bottom=”20px”][vc_column][vc_single_image image=”6018″ img_size=”Full” alignment=”center”][vc_row_inner][vc_column_inner][vc_column_text]We offer many different investment options to choose from for all our clients and work hard to tailor the most appropriate portfolio strategies for each individual situation. Unlike other firms, we don’t use the “one size fits all” approach with just a few choices.
From setting up a savings account to planning for a child or grandchild’s college education and from establishing an IRA to creating retirement income distribution strategies for a six or seven figure 401k, we do it all and customize portfolio strategies for every stage of your life.
We also specialize in commission free, fee based investment management and partner with many institutional managers that an individual alone would have to meet a portfolio minimum of $5-15 million dollars in order to access. Our twelve investment strategies offer three different approaches. We have a tactical approach for those wanting downside risk protection in major market declines which responds by moving to cash. There is also our buy and hold traditional approach, and a hybrid version of the two. This creates twelve different portfolio options to fit virtually any need.
With the U.S. markets at an all time high, we believe that those who are interested in our tactical strategy (downside protection) of management for their investments will find that now is a great time to make the switch to this strategy of management to help protect their gains. Call our office at 830-609-6986 if you do not have tactical management for your accounts to find out how to get started!
What is commission free, fee based advice and how does it benefit you?
Fee-only financial advisors are registered investment advisors with a fiduciary responsibility to act on behalf of their clients’ best interest.
With this type of arrangement you are personally paying the advisor, not a brokerage firm, mutual fund, or annuity company. Therefore, fee based advice has a tendency to take away any potential conflict of interest that could occur. All fees are transparent and are either hourly, flat, or based upon a percentage of assets under management.
Many Registered Investment Advisors like Christian Financial Advisors® are dually licensed, meaning that they can offer commission based or fee based services. Sometimes, a commission based product may be the best choice as long as the client understands all of the cost involved.
* Investing involves risks including loss of principal. No strategy assures success or protects against loss in periods of declining values.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#163463″][vc_column][vc_column_text css=”.vc_custom_1472147374664{padding-top: 5px !important;padding-right: 10px !important;padding-bottom: 5px !important;padding-left: 10px !important;}”]
Check out other articles from our September 2016 Newsletter
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Personal Financial Planning
[/vc_column_text][vc_single_image image=”6017″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/personal-financial-planning/”][vc_column_text]Financial planning is a key part of wealth management and a service offered to our clients as a benefit of doing business with Christian Financial Advisors®.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fpersonal-financial-planning%2F|title:Personal%20Financial%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146248708{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147104787{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Planning For Retirement
[/vc_column_text][vc_single_image image=”6019″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/retirement-planning/”][vc_column_text]Did you know that Christian Financial Advisors® offers a variety of services when it comes to retirement planning? Learn more about these services![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fretirement-planning%2F|title:Retirement%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146369748{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146473497{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Investment Management
[/vc_column_text][vc_single_image image=”6018″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/investment-management/”][vc_column_text]We work hard to tailor the most appropriate portfolio strategies to our clients’ situations without using a “one size fits all” approach.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Finvestment-management%2F|title:Investment%20Management|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146586889{padding-top: 10px !important;}”][/vc_column][/vc_row][vc_row top=”20px” bottom=”10px”][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147169952{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
BRI – How It Is Just Like Voting
[/vc_column_text][vc_single_image image=”6016″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/biblically-responsible-investing-just-like-voting/”][vc_column_text]Learn more about Biblically responsible investing and how it is similar to the way that we choose to vote.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fbiblically-responsible-investing-just-like-voting%2F|title:Biblically%20Responsible%20Investing%20-%20Just%20Like%20Voting|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146712516{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146951796{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Tips & Tricks From Athena
[/vc_column_text][vc_single_image image=”6015″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/financial-tips-and-tricks-from-athena-savings-tips/”][vc_column_text]See what financial tips and tricks our favorite chocolate lab has to offer when it comes to advice on saving![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Ffinancial-tips-and-tricks-from-athena-savings-tips%2F|title:Financial%20tips%20and%20tricks%20from%20Athena|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146983766{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][/vc_column][/vc_row]
[vc_row top=”20px” bottom=”20px”][vc_column][vc_single_image image=”6016″ img_size=”Full” alignment=”center”][vc_row_inner][vc_column_inner][vc_column_text]The elections are upon us. It’s hard to turn on a t.v., radio or look at anything on the internet without hearing opinions of which party, the democrats or republicans, are going to do a better job of running the country. One side is about the government knowing what is best for all of us, while the other side is about individual freedoms. The parties seem to be spreading wider and wider apart. The democratic party is now based totally on liberal agendas while the republican party is trying to become based totally on conservative agendas. What does this have to do with BRI- Biblically Responsible Investing? Everything.
Choosing to be BRI is much like voting for the conservative agenda because BRI seeks to align itself with companies that have demonstrated they are conservative. If a company traded on an exchange is publicly known to violate Biblical principles, Biblically Responsible Investing strives to stay clear from buying those companies directly, or indirectly through a separate managed account or mutual fund. Not all investments and investment platforms can be screened, but we strive to do the best we can given the available investment options and platform limitations. Christian Financial Advisors® uses third party sources to screen investments.
If you have an account with a company other than Christian Financial Advisors® and are interested in knowing if it is Biblically Responsible, contact us for an evaluation to find out!
* Please consider the investment objectives, risks, charges and expenses carefully before investing. Investing in biblically responsible funds are subject to the risk that because social criteria excludes securities of certain issuers for non financial reasons, investors may forgo some market opportunities available to those that don’t use these criteria.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#163463″][vc_column][vc_column_text css=”.vc_custom_1472147374664{padding-top: 5px !important;padding-right: 10px !important;padding-bottom: 5px !important;padding-left: 10px !important;}”]
Check out other articles from our September 2016 Newsletter
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Personal Financial Planning
[/vc_column_text][vc_single_image image=”6017″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/personal-financial-planning/”][vc_column_text]Financial planning is a key part of wealth management and a service offered to our clients as a benefit of doing business with Christian Financial Advisors®.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fpersonal-financial-planning%2F|title:Personal%20Financial%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146248708{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147104787{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Planning For Retirement
[/vc_column_text][vc_single_image image=”6019″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/retirement-planning/”][vc_column_text]Did you know that Christian Financial Advisors® offers a variety of services when it comes to retirement planning? Learn more about these services![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fretirement-planning%2F|title:Retirement%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146369748{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146473497{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Investment Management
[/vc_column_text][vc_single_image image=”6018″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/investment-management/”][vc_column_text]We work hard to tailor the most appropriate portfolio strategies to our clients’ situations without using a “one size fits all” approach.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Finvestment-management%2F|title:Investment%20Management|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146586889{padding-top: 10px !important;}”][/vc_column][/vc_row][vc_row top=”20px” bottom=”10px”][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147169952{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
BRI – How It Is Just Like Voting
[/vc_column_text][vc_single_image image=”6016″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/biblically-responsible-investing-just-like-voting/”][vc_column_text]Learn more about Biblically responsible investing and how it is similar to the way that we choose to vote.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fbiblically-responsible-investing-just-like-voting%2F|title:Biblically%20Responsible%20Investing%20-%20Just%20Like%20Voting|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146712516{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146951796{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Tips & Tricks From Athena
[/vc_column_text][vc_single_image image=”6015″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/financial-tips-and-tricks-from-athena-savings-tips/”][vc_column_text]See what financial tips and tricks our favorite chocolate lab has to offer when it comes to advice on saving![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Ffinancial-tips-and-tricks-from-athena-savings-tips%2F|title:Financial%20tips%20and%20tricks%20from%20Athena|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146983766{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][/vc_column][/vc_row]
Almost weekly I speak with someone who believes diversification means using multiple financial advisory service firms to get a diversified portfolio. Upon further examination, I find that more often than not the exact opposite of this assumption is true. Let me explain. (more…)