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BRI Lab Report
I know most of you may think BRI stands for “Barking Really Impressively” (I sure did before the humans sat me down and trained me on Biblically Responsible Investing, also known as BRI). In a tailwag, it allows Christians to invest their money according to their beliefs. This means that Christian financial advisors like Christian Financial Advisors® use filters to determine companies to invest in and not to invest in based on what that company supports. BRI can also find pawsome companies that support Biblical and Christian values in which to invest your assets.
As BRI As Paw-sible!
We strive to be as BRI as paw-sible with our investments. If you are a Christian that does not want their investments be involved in companies that support anti-Biblical principles, Christian Financial Advisors® strives to filter out these companies from your investments. It can be ruff screening these areas, so the humans use a special program called eVALUEator® that shows these dif-fur-ent areas that a business supports. The pet-tential is endless!
The Christian Financial Advisors® financial advisors (including my fur-less Grandpa Bob) will sit down with you to better explain how Biblically Responsible Investing works and how to make your investments more BRI. When you invest in a way that lines up with your Biblical principles, you can avoid supporting companies that are involved in objectionable ventures while fur-tunately supporting those companies that are Biblically responsible!
It’s Paws-itively Exciting!
BRI is paws-itively exciting, so spread the word about investing with your values and become a part of this pawsome Christian investment movement today!
You can learn more about Biblical Responsible Investing by calling our office at 830-609-6986 or emailing info@ciswealth.com.
* Please consider the investment objectives, risks, charges and expenses carefully before investing. Investing in Biblical Responsible funds are subject to the risk that because social criteria excludes securities of certain issuers for non-financial reasons, investors may forgo some market opportunities available to those that don’t use these criteria. No strategy assures success or protects against loss in periods of declining values.[/vc_column_text][/vc_column][/vc_row][vc_row top=”30px” bottom=”0px”][vc_column][ess_grid alias=”winter-2017″][/vc_column][/vc_row]
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By Athena
Translated by Jenna Peters
The people at the Christian Financial Advisors® office were really busy last month going to Baptist Association Annual Meetings almost every weekend and speaking at church and ministry meetings! I sniffed around to try to figure out why they were staying so busy and here’s what I dug up.
Bob has been giving talks on Planned Giving and how it can help your favorite churches and ministries both now and in the long run! These presentations teaching the humans how Planned Giving can be a part of a full financial plan.
It can be a little ruff trying to explain Planned Giving, so Bob even created a presentation and program called Planned Giving 10-4-4 that explains many methods and tools for giving other ways than just from cash accounts. He has been offering this program to churches to teach their members about giving and creative ways to paws-itively support their church and the ministries they love in creative ways other than just cash.
I heard Bob saying that if any of his client’s wanted to him to fetch the presentation to bring to their church, he would love to help them out! All they have to do is call him at 830-609-6986 and he can give them more information to get started.
It sounded like a doggone good idea to me! In fact, the Year End Tax Giving Tax Savings Presentation has a lot of the same content and would give you a ruff idea of what it’s all about. And if you attend, be sure and tell the CIS humans to bring back some of the dessert for me please (peanut butter biscuits preferred)![/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][vc_column_text css=”.vc_custom_1479494987657{padding-bottom: 20px !important;}”]
Check out our other E-Newsletter Sections!
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The 5 Paw Experience
By Athena
Translated By Jenna Peters
I love working with Christian Financial Advisors®. I get to lay around all day but really don’t have to do much except greet people and eat buttered toast from Bob, both of which I love! As soon as a visitor walks in the door, I want them to feel welcome and comfortable (and give me a treat). If you are having a ruff day, I want to make you feel better! I call this the “CIS Athena Experience”. However, there is more to being a Christian Financial Advisors® client than just having the pleasure of a beautiful chocolate lab by the name of Athena greet you.
Here are 15 reasons why being a Christian Financial Advisors® client is pawesome!
[/vc_column_text][vc_list_item icon_name=”fa-area-chart” icon_color=”#669900″ link=”url:%2Fservices%2Finvestment-planning-in-wealth-management|title:Investment%20management|”]Investment management and strategies to fit every stage of life[/vc_list_item][vc_list_item icon_name=”fa-money” icon_color=”#669900″ link=”url:%2Fservices%2Fchristian-financial-planning%2F|title:Christian%20Financial%20Planning%20Services|”]Personal financial planning services[/vc_list_item][vc_list_item icon_name=”fa-university” icon_color=”#669900″ link=”url:%2Feducation%2F27-income-tax-strategies%2F|title:Income%20Tax%20Strategies%20for%202016|”]Tax planning strategies to possibly lower your income taxes**[/vc_list_item][vc_list_item icon_name=”fa-bicycle” icon_color=”#669900″ link=”url:%2Fservices%2Fretirement-planning%2F|title:Retirement%20Planning|”]Retirement lifetime income planning[/vc_list_item][vc_list_item icon_name=”fa-comments-o” icon_color=”#669900″ link=”url:%2Fservices%2Ffit-to-retire%2F|title:Retirement%20Planning%20and%20Retirement%20Coaching|”]Retirement life coaching[/vc_list_item][vc_list_item icon_name=”fa-home” icon_color=”#669900″ link=”url:%2Festate-and-inheritance-planning-in-wealth-management%2F|title:estate%20planning%20advice%20and%20strategies|”]Estate planning advice and strategies*[/vc_list_item][vc_list_item icon_name=”fa-flash” icon_color=”#669900″ link=”url:%2Frisk-management-in-wealth-management%2F|title:comprehensive%20risk%20management%20assessment%20for%20liability%20exposure|”]Comprehensive risk management assessment for liability exposure*[/vc_list_item][vc_list_item icon_name=”fa-line-chart” icon_color=”#669900″]Long-term care planning[/vc_list_item][vc_list_item icon_name=”fa-mortar-board” icon_color=”#669900″]College funding planning for your children and grandchildren[/vc_list_item][vc_list_item icon_name=”fa-group” icon_color=”#669900″ link=”url:%2Fmulti-generational-planning-in-wealth-management%2F|title:multigenerational%20financial%20planning|”]Multi-generational planning with you and your children and grandchildren[/vc_list_item][vc_list_item icon_name=”fa-pencil” icon_color=”#669900″]Consultation meetings with you and your CPA/accountant and attorney*[/vc_list_item][vc_list_item icon_name=”fa-automobile” icon_color=”#669900″]Financial analysis for major purchases like real estate (home, farm and ranch, vacation home, rental properties and remodeling), recreational vehicle and automobile, airplane, boat, etc.[/vc_list_item][vc_list_item icon_name=”fa-heart” icon_color=”#669900″ link=”url:%2Fservices%2Fcreative-giving-techniques%2F|title:creative%20and%20deferred%20giving%20strategies|”]Creative and Deferred Giving Strategies to fund the causes you care about[/vc_list_item][vc_list_item icon_name=”fa-tablet” icon_color=”#669900″ link=”url:%2Fservices%2Fcis-wealth-management-system%2F|title:CIS%20Wealth%20Management%20System|”]A personal, comprehensive, mobile friendly website, that integrates your complete financial picture in one secure location[/vc_list_item][vc_list_item icon_name=”fa-desktop” icon_color=”#669900″ link=”url:%2Fservices%2Ffamilyarc%2F|title:FamilyArc%20Personal%20Archiving%20Website|”]A personal, family website to capture your heritage and legacy[/vc_list_item][vc_column_text css=”.vc_custom_1468532873607{padding-top: 15px !important;}”]*We bring together an experienced team of autonomous professionals that work together to serve our clients’ total wealth management needs. These professionals may charge a separate fee for their individual services.
**Seek the advice of a Certified Public Accountant (CPA) as tax laws are constantly changing and vary depending on each individual situation[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#163463″][vc_column][vc_column_text css=”.vc_custom_1475772510925{padding-top: 5px !important;padding-right: 10px !important;padding-bottom: 5px !important;padding-left: 10px !important;}”]
Check out other articles from our October 2016 Newsletter
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Is A Financial Crisis Imminent?
[/vc_column_text][vc_single_image image=”6112″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/10/06/is-a-financial-crisis-imminent/”][vc_column_text]Is a future financial crisis imminent? See what Bob has to say about “doomsday” and a future investment strategy.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F10%2F06%2Fis-a-financial-crisis-imminent%2F|title:Is%20A%20Financial%20Crisis%20Imminent|” add_icon=”true” button_block=”true” css=”.vc_custom_1475776716410{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1475776616536{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Will Oil Prices Increase Again?
[/vc_column_text][vc_single_image image=”6157″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/10/06/will-oil-prices-increase-again/”][vc_column_text]Oil has played a large part in our Texas economy. What does the recent oil boom & recession hold for the future?[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F10%2F06%2Fwill-oil-prices-increase-again%2F|title:Will%20Oil%20Prices%20Increase%20Again|” add_icon=”true” button_block=”true” css=”.vc_custom_1475776632195{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1475776541126{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Corporate Trustees & Estate Planning
[/vc_column_text][vc_single_image image=”6155″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/10/06/corporate-trustees-and-estate-planning/”][vc_column_text]Is inheritance always a blessing? Learn more about setting up your estate plan efficiently when it comes to your beneficiaries.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F10%2F06%2Fcorporate-trustees-and-estate-planning%2F|title:Corporate%20Trustees%20and%20Estate%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1475776573957{padding-top: 10px !important;}”][/vc_column][/vc_row][vc_row top=”20px” bottom=”10px”][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1475772710345{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Your Family Legacy. Preserved.
[/vc_column_text][vc_single_image image=”6162″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/10/06/your-family-legacy-preserved/”][vc_column_text]CIS has collaborated with FamilyArc, an online family data history storage website, in order to better preserve your legacy![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F10%2F06%2Fyour-family-legacy-preserved%2F|title:FamilyArc%20Websites|” add_icon=”true” button_block=”true” css=”.vc_custom_1475772742248{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1475772615665{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Why Being A CIS Client is Pawesome!
[/vc_column_text][vc_single_image image=”6015″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/10/06/athenas-tips-and-tricks-on-why-being-a-cis-client-is-pawesome/”][vc_column_text]See what advice, tips, and tricks Athena has to talk about this month when it comes to finance and Christian Financial Advisors®![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F10%2F06%2Fathenas-tips-and-tricks-on-why-being-a-cis-client-is-pawesome%2F|title:Financial%20tips%20and%20tricks%20from%20Athena|” add_icon=”true” button_block=”true” css=”.vc_custom_1475772647268{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][/vc_column][/vc_row]
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By Athena
Translated By Jenna Peters
As a dog, I don’t have to worry much about saving for a rainy day. I take that back; there are a few bones I have buried in the backyard just in case my human forgets to feed me one day or I want a little snack. With humans, saving is a little different, and I am here to offer some neat tricks for saving little by little.
Keep The Change
Not many of us use cash anymore, and it can be hard to count cash when you are a dog lacking opposable thumbs. However, for those of you out there that use cash on a daily basis, always save the change! Keep a change jar in your kitchen for all of your change from the end of the day. When it gets full, deposit it into your bank or a ‘just for fun’ account meant for vacations and other treats (I’ll talk about this later).
For those of you with debit cards, many banks also offer the option to round up your total on a debit card to the nearest round number. For example, an item costing $1.29 is rounded up to $2.00. The additional $0.71 is deposited into your savings account.
Bury Your Cash (In Envelopes)
In a world full of credit card and debit card transactions, the next tip may not work for everyone. It’s the old envelope trick. Transform the majority of your spending into cash transactions. Set out a budget for categories such as:
- Groceries
- Entertainment
- Eating Out
- Dog Treats (my personal favorite)
- Clothing
- And more!
Each month, take out a certain amount of cash from your accounts and place the designated amounts into your envelope. Once the cash is out for that envelope, it means your budget is up. On the other paw, any leftover cash from the month can be put away into savings!
‘Just For Fun’ Savings Account
For those who love to travel or just want a completely separate account from their rainy day savings, set up a completely separate bank account for fun and vacation savings. Create an automatic transfer each month from your primary bank account to the ‘just for fun’ bank account. This way, you are saving up not only for a rainy day, but also a vacation day!
I hope these tips and tricks help! Now I’m off to play with my new ball that my human was able to purchase from my ‘just for fun’ savings account![/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#163463″][vc_column][vc_column_text css=”.vc_custom_1472147374664{padding-top: 5px !important;padding-right: 10px !important;padding-bottom: 5px !important;padding-left: 10px !important;}”]
Check out other articles from our September 2016 Newsletter
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Personal Financial Planning
[/vc_column_text][vc_single_image image=”6017″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/personal-financial-planning/”][vc_column_text]Financial planning is a key part of wealth management and a service offered to our clients as a benefit of doing business with Christian Financial Advisors®.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fpersonal-financial-planning%2F|title:Personal%20Financial%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146248708{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147104787{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Planning For Retirement
[/vc_column_text][vc_single_image image=”6019″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/retirement-planning/”][vc_column_text]Did you know that Christian Financial Advisors® offers a variety of services when it comes to retirement planning? Learn more about these services![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fretirement-planning%2F|title:Retirement%20Planning|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146369748{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146473497{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Investment Management
[/vc_column_text][vc_single_image image=”6018″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/investment-management/”][vc_column_text]We work hard to tailor the most appropriate portfolio strategies to our clients’ situations without using a “one size fits all” approach.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Finvestment-management%2F|title:Investment%20Management|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146586889{padding-top: 10px !important;}”][/vc_column][/vc_row][vc_row top=”20px” bottom=”10px”][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472147169952{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
BRI – How It Is Just Like Voting
[/vc_column_text][vc_single_image image=”6016″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/biblically-responsible-investing-just-like-voting/”][vc_column_text]Learn more about Biblically responsible investing and how it is similar to the way that we choose to vote.[/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Fbiblically-responsible-investing-just-like-voting%2F|title:Biblically%20Responsible%20Investing%20-%20Just%20Like%20Voting|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146712516{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_column_text css=”.vc_custom_1472146951796{padding-bottom: 10px !important;background-color: #e8e8e8 !important;}”]
Tips & Tricks From Athena
[/vc_column_text][vc_single_image image=”6015″ img_size=”full” alignment=”center” onclick=”custom_link” link=”/2016/09/01/financial-tips-and-tricks-from-athena-savings-tips/”][vc_column_text]See what financial tips and tricks our favorite chocolate lab has to offer when it comes to advice on saving![/vc_column_text][vc_btn title=”LEARN MORE” style=”custom” custom_background=”#163463″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” link=”url:%2F2016%2F09%2F01%2Ffinancial-tips-and-tricks-from-athena-savings-tips%2F|title:Financial%20tips%20and%20tricks%20from%20Athena|” add_icon=”true” button_block=”true” css=”.vc_custom_1472146983766{padding-top: 10px !important;}”][/vc_column][vc_column width=”1/3″][/vc_column][/vc_row]